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Whatever your Home lending needs, Infuze Credit Union is here to help. We offer a variety of Real Estate loans including fixed, adjustable, VA and a Home Equity Line of Credit. Start your home shopping with real negotiating power by getting a pre-qualified signed letter from Infuze Credit Union. It's easy and free. The following Real Estate topics are presented for informational purposes only.
Fixed Rate and Adjustable Rate Loans
Fixed rate mortgages offer the security of knowing that your interest rate will not change over the entire life of your loan. Conventional mortgages are usually made for up to 97% of the home's purchase price with terms ranging from 10 to 30 years.
Adjustable rate mortgages are available from 10 to 30 year terms and allow your interest rate to fluctuate with the market. To protect you from rate escalations, caps of 2% per year, not exceeding 6% over the life of your loan, are instituted.
VA Mortgages are insured through the Veterans Administration. VA mortgages can be made for up to 100% of the home's appraised value or sales price, whichever is less with terms ranging from 10 to 30 years.
*For a list of Mortgage Loan Originators (MLO's), click here.
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