Savings Accounts
Infuze Credit Union offers a wide variety of savings accounts designed to meet your financial needs. Our products also offer market competitive rates of return. For more detailed information, click more info under each account type or here for the PDF version.
Savings
An Infuze CU savings account is the easiest way to start preparing for your future, or make progress toward your everyday financial goals. Plus, you'll become an a member-owner when you open an account for just $5. This serves as your share in the Credit Union and is not available for withdrawal.
Share Savings
- Dividends paid on all balances
- Dividends paid quarterly
- Never a monthly maintenance fee
- Free Online and Mobile Banking Access
- Free E-Statement Service
- Free Mobile Check Deposit
- Access to over 5,000 Shared Branches
- One membership vote
- Open additional savings accounts for special purposes such as vacations, holiday gifts or major expenses
Individual Retirement Accounts (IRAs)
The Traditional or Roth IRA passbook can be used to build your savings. Members can set a monthly allotment or automatic transfer from their Savings or checking accounts to their IRA Passbook. For a higher rate of return, accumulated IRA Passbook savings can be invested into IRA Certificates of Deposit. Also available are Coverdell Educational Savings Accounts. For more information, please contact your tax consultant.
Other Accounts
Infuze Credit Union also offers Trust and Organizational accounts. Please contact us for more information.
Money Market
Innovative Insured Money Market
Our Innovative Insured Money Market account is an interest bearing investment product that allows easy access to your funds, while also earning a higher dividend rate than a Share Savings.
Features and Benefits:
- Interest bearing – dividends paid monthly
- Tier 1: $0.00 - $9,999.99
- Tier 2: $10,000.00 - $24,999.99
- Tier 3: $25,000.00 +
- 6 withdrawals per month
- Free box of checks
Club Accounts
Infuze Credit Union offers four different Club accounts* to our Members. Take a look at what each one offers.
*No membership fees for being a Club account member.
SuperFuze Club
A savings Club for children ages birth to 10 years old. It is designed to teach our youth the basics of savings and financial management. To become a SuperFuze Club Member, only a $5.00 deposit is needed to open the Share Savings.
Features and Benefits:
- SuperFuze Club membership card
- Invitations to special Club events
- Online and Mobile Banking Access
- Interest bearing Share Savings – dividends paid quarterly
- Free SuperFuze Club t-shirt
- Birthday cards
*The SuperFuze Club is not eligible for checking accounts.
inTune Club
A savings Club for teenagers 11 to 15 years old. It is designed to teach our youth the basics of savings and financial management. To become an inTune Club Member, only a $5.00 deposit is needed to open the Share Savings.
Features and Benefits:
- inTune Club membership card
- Invitations to special Club events
- Debit cards
- Online and Mobile Banking Access
- Interest bearing Share Savings – dividends paid quarterly
- Eligible for checking accounts*
- Birthday cards
*Overdraft Protection is not eligible for inTune Club checking accounts.
inMotion Club
A savings Club for young adults ages 16 to 24 years old. It is designed to teach our youth the basics of savings and financial management. To become an inMotion Club Member, only a $5.00 deposit is needed to open the Share Savings.
Features and Benefits:
- inMotion Club membership card
- Rewards for earning high school diploma and college degree completion
- Debit cards
- Online and Mobile Banking Access
- Interest bearing Share Savings – dividends paid quarterly
- Eligible for checking accounts*
*Overdraft Protection is not eligible for inMotion Club checking accounts.
Christmas Club
It’s never too early to save up for Christmas. With Infuze Credit Union’s Christmas Club, save up for your holiday shopping now so that you don't have to stress about it later.
Features and Benefits:
- Non-interest bearing savings account
- No minimum balance
- Have funds automatically transferred to your savings or checking account
- $10.00 fee will be charged for withdrawals between January and September
- We offer a 2-tier* reward program for the Christmas Club
- Tier 1:
- Goal: $1,000 by October 31st
- Reward: $50** deposit from the Credit Union
- Tier 2:
- Goal: $500 by October 31st
- Reward: $25** deposit from the Credit Union
- Tier 1:
- We offer a 2-tier* reward program for the Christmas Club
*Tier structure for rewards is not a requirement to open a Christmas Club. If the Member simply meets the deposit goal, they will receive the reward.
**Member must not have made any withdrawals from their Christmas Club during the term, ending October 31st.
Share Certificates and IRA's
Certificate of Deposit
Infuze Credit Union offers Certificates of Deposit with market competitive rates and terms ranging from 6 months to 60 months. The minimum required deposit to open a share certificate is $500.00.
6 Month “Sock-it-Away” Certificate of Deposit
Our "Sock-it-Away" Certificate of Deposit is an easy way to save money. Add funds to this share certificate at any time! The "Sock-it-Away" Certificate of Deposit has a 6 month term with a minimum required deposit of $100.00.
IRA Certificate of Deposit
Also offered are IRA Certificate of Deposit plans. The minimum required deposit for the IRA Certificate of Deposit is $500 with terms ranging 12 months to 60 months. Types of IRA Certificates of Deposit:
- Traditional
- Roth
- Coverdell Educational
