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High-Rate Savings

Savings for all of Life's Possibilities

Infuze Credit Union members can earn our best savings rate, 3.50% APY* on balances up to $5,000, by linking a High-Rate Checking account and performing basic transactions.

  • Meet monthly qualifications for High-Rate Checking*
  • Earn 3.50% APY* on balances up to $5,000
  • Balances above $5,000 earn 0.05% APY*
  • Pay $0 monthly service fees 

Even if you don’t meet the qualifications in a month, you’ll still earn our base interest rate of 0.05% APY*, and you won't pay a monthly service fee. 

With our seamless mobile banking app and committed member service, manage your accounts wherever the action takes you with High-Rate Savings from Infuze Credit Union!

*APY = Annual Percentage Yield. A $5 minimum opening deposit is required to open the account. There are no recurring monthly service charges or fees to open or close this account. Rates accurate as of Oct 1, 2022, and are subject to change without notice. Rates are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. “Monthly Qualification Cycle” is defined as the period beginning on the first day of the month, or day one of a statement cycle, through the close of the statement cycle, which is the last day of the month. To receive a High-Rate Savings account, you must have a High-Rate Checking account. Qualifications to earn the premium rate for the High-Rate Savings Account include meeting all of the qualifications of your High Rate Checking Account, which include transacting at least ten debit card purchases, receiving either one automatic electronic payment or direct deposit and receiving E-Statements during a monthly qualification cycle. Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle to qualify for the account’s premium rate. When your High Rate Checking account qualifications are met during a Monthly Qualification Cycle, (1) Balances in your High-Rate Savings account up to $5,000 receive the premium APY of 3.50%; and balances over $5,000 earn the base of 0.05% on the portion of balances over $5,000, resulting in a range from 0.05% to 3.50% APY depending on the account’s balance. When your High Rate Checking qualifications are not met, all balances in your High-Rate Savings account earn 0.05% APY. Contact an Infuze Credit Union Personal Financial Representative for additional information, details, restrictions, enrollment instructions, and limitations. Enrollment in electronic services (e.g., online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications.

To receive a High-Rate Savings account, you must have a High-Rate Checking account. Qualifications to earn the premium rate for the High-Rate Savings Account include meeting all of the qualifications of your High-Rate Checking Account, which include:

  • Have at least 10 debit card purchases post and settle (excluding ATM transactions)
  • Have at least one automatic payment or direct deposit post and settle 
  • Be enrolled in and agree to receive E-Statements








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