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Platinum Mastercard®

Apply to use our most popular card.

Our most popular card gives you our best everyday purchase rate as well as our lowest balance transfer rate.

Great card with great rates!

  • Purchases: 2.98% Introductory APR1 for a period of six billing cycles.
  • Balance Transfers: 2.98% APR1 for a period of 15 billing cycles with $0 transfer fees.
  • Rate After Intro Period: As low as 11.99 % APR1
  • $0 annual fee.
  • $0 balance transfer fee.
  • Quick approval process!

1APR = Annual Percentage Rate. Qualified borrowers will receive a rate of 2.98% APR for 15 months on balance transfers, after that, 11.99 % to 17.99% APR based on your credit worthiness. Qualified borrowers will receive an introductory purchase rate of 2.98% APR for 6 months on purchase transactions, after that, 11.99 % to 17.99%, based on your creditworthiness. After the intro/promotional period ends, the new APR on outstanding balance transfers and purchases will be the standard balance transfer APR on your account which ranges from 11.99 % to 17.99% APR depending on your creditworthiness. After the introductory period ends, the APR will vary with the market based on the Prime Rate.  Please see our Terms and Conditions for rate, fee and other cost information. All terms including the APRs and fees are subject to change at any time for any reason in accordance with the Agreement and Disclosures Statement and applicable law. Rates accurate as of 04/17/2023. Membership required.  

**Terms and conditions subject to change at any time, please visit your local branch or call us at (800) 244-6628 for the latest disclosures and information.
Should you find a lower price for an eligible new item within 120 days from the date of purchase using your eligible MasterCard, you may be reimbursed for the price difference.

For more information about the coverage, you may be eligible to receive, call 1-800-MasterCard. To file a claim online, go to Certain terms, conditions, and exclusions apply. See your Guide to Benefits for details.
Extended Warranty doubles the original manufacturer's (or U.S. store brand) warranty and service contract/optional extended warranty where each is 24 months or less. Coverage is for eligible items purchased with your MasterCard. To file a claim online, go to
Enjoy exclusive personal assistance with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business-related arrangements**. Knowledgeable experts can assist with whatever you need, whenever you need it — 24/7/365.

This takes concierge service to the next level with personalized features that will save you time and simplify your life. Simply call the number on the back of your card.

**The cost of goods or services is billed to your MasterCard.
Mastercard is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft. 

Expert Resolution Services: Expert assistance is available to help you 24/7 if you think your identity has been stolen. Call 1-800-MasterCard and you will be assigned a personal certified specialist who will guide you through the process every step of the way.

ID Theft Alerts™: This service tracks thousands of websites to identify if your personal information is being bought or sold online. Register now.

Emergency Wallet Replacement: Experts assist you in quickly canceling and re-ordering the contents of your physical wallet such as your driver's license, among other items. Call 1-800-Mastercard if you have lost your wallet and would like assistance.
  • Platinum MasterCard® 24/7 Member Service: (866) 820-6841
  • To activate your card: (800) 631-3197
  • To select your pin: (888) 886-0083
Payment Address
PO Box 660493
Dallas, TX 75266-0493

Pursue higher education

Student debt is one of the biggest financial hurdles facing today's youth. To help ease the burden, Infuze Credit Union provides the Marion Dale Summerford Memorial Scholarship to graduating high school seniors and college students attending any post-secondary educational institution.

Learn About Our Scholarships