Get low credit union rates plus get CASH BACK on all purchases!
- Purchases: 2.98% Introductory APR1 for a period of six billing cycles
- Balance Transfers: 2.98% APR1 for a period of 15 billing cycles with $0 transfer fees
- Rate After Intro Period: As low as 13.99 % APR1
- 1.55% cashback on all purchases
- No minimum spend to qualify for cash back
- Cash back automatically credited to your account
Digital Merchant Offers
Program Description: Enjoy exclusive offers with popular digital brands on every day, time-saving products and services.
Eligibility: To be eligible for these offers, you must be a cardholder who holds a World Mastercard Credit Card issued by a U.S. financial institution.
How to Use the Offers: Visit www.mastercard.us/worldoffers for information on how to avail the offers.
Terms & Conditions: Visit www.mastercard.us/worldoffers for a full list of current digital merchant offers and applicable terms & conditions.
Mastercard® Airport Concierge™
Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process. To reserve Mastercard Airport Concierge services visit www.mastercard.com/airportconcierge or consult your Travel Advisor.
This benefit may be subject to change without prior notice. Please visit www.mastercard.us/world or call 1-800-Mastercard for the latest benefit information.
Mastercard® ID Theft Protection™
Program Description: Mastercard ID Theft Protection alerts you to possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information. It also provides you with resolution services should you find yourself a victim of identity theft.
Eligibility: All Mastercard consumer credit cardholders in the US are eligible for this coverage. Enrollment is required.
Service Provider: ID Theft Protection is provided by Generali Global Assistance, Inc. More information about this service provider is available at: https://mastercardus.idprotectiononline.com.
Access: To receive ID Theft Protection, you must enroll at: https://mastercardus.idprotectiononline.com. ID Theft Protection is provided on a 24-hour basis, 365 days a year. Contact 1-800-Mastercard if you believe you have been a victim of identity theft.
Charges: There is no charge for ID Theft Protection, it is provided by your financial institution.
Program Provisions for Mastercard ID Theft Protection: To receive ID Theft Protection, you must enroll as described above and such benefits related to ID Theft Protection accrue as of the date of enrollment. If the provider non-renews or cancels any services provided to eligible Mastercard cardholders, you will be notified within 30–120 days before the expiration of the service agreement. In the event substantially similar service takes effect without interruption, no such notice is necessary. For general questions regarding these services, please contact 1-800-Mastercard or please see https://mastercardus.idprotectiononline.com.
Mastercard® Global Services™
Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
Call Mastercard Global Service immediately to report your card lost or stolen and to cancel the account. If you need to make purchases or arrange for a cash advance, with your issuer’s approval, you can receive a temporary card the next day in the United States, and within two business days almost everywhere else. Remember, if you report your card lost or stolen, you will not be responsible for any unauthorized transactions on your account.
Account Information and Card Benefits: When in the United States, contact your card issuer directly for account information and 1-800-Mastercard for card benefits. When traveling outside the U.S., call Mastercard Global Service to access your card issuer for account information or to access any of your card benefits.
ATM Locations: Call 1-877-FINDATM (1-877-346-3286) to find the location of a nearby ATM in the Mastercard ATM Network accepting Mastercard®, Maestro®, and Cirrus® brands. Also, visit our website at www.mastercard.com to use our ATM locator
Mastercard® Travel & Lifestyle Services
As a World Mastercard® cardholder, you have access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more*. Get the most from all your travels whether you are planning a last-minute getaway or your dream family vacation.
As a Mastercard® cardholder, you have access to a lifestyle manager that will help you plan your vacation - complimentary, at your convenience, 24 hours a day, 7 days a week. Plus, take advantage of the Mastercard Lowest Hotel Rate Guarantee** and Mastercard Hotel Stay Guarantee*** which deliver value and peace of mind. Certain terms, conditions and exclusions apply. This benefit may be subject to change without prior notice. Please visit http://travel.mastercard.com/product/terms for the latest benefit information and terms & conditions
1 Cash advances, credit card checks, and balance transfers are excluded from earning cash back. Restrictions apply. See credit union for details.
APR = Annual Percentage Rate. Qualified borrowers will receive a rate of 2.98% APR for 15 months on balance transfers, after that, 13.99 % to 17.99% APR, based on your creditworthiness. Qualified borrowers will receive an introductory purchase rate of 2.98% APR for 6 months on purchase transactions, after that, 13.99 % to 17.99% APR, based on your creditworthiness. After the intro/promotional period ends, the new APR on outstanding balance transfers and purchases will be the standard balance transfer APR on your account which ranges from 13.99 % to 17.99% APR depending on your creditworthiness. Please see our Terms and Conditions for rate, fee and other cost information. All terms including the APRs and fees are subject to change at any time for any reason in accordance with the Agreement and Disclosures Statement and applicable law. Rates accurate as of 04/17/2023. Membership required.
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