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Home Equity Loan

Home Equity Loan

Let us do your homework for you by using the equity you have in your home to reshape your future. With an Infuze Credit Union Home Equity Loan, the value of your home is what gives you access to money at a low cost. Nothing within a Home Equity Loan says you have to spend it on a home improvement project.

So go ahead and pay for college, travel the world, kick-start a new business, or knock a few key items off your bucket list. And when the unexpected in life happens, a Home equity loan is a good way to cover unplanned expenses and big medical bills or to consolidate other higher-rate debt.

  • Fixed interest rate for the duration of the loan
  • Rates as low as 5.99% APR*
  • Borrow anywhere from $10,000 to $100,000
  • Fixed repayment plans

Payment Examples Amount Borrowed
Payment $10,000 $25,000 $50,000
5.99% APR 120 months $117.48 $293.70 $587.40
6.49% APR 180 months $94.22 $235.55 $471.10
6.99% APR 240 months $85.31 $213.28 $426.55
*Payment examples include optional Debt Protection. In the case of unplanned events such as death, disability, or involuntary unemployment, our Debt Protection program may cancel your loan balance or monthly loan payments without penalty or added interest*.

Get Started Today

Visit any branch location, or send us a message if you would like more information. Or, you may call us at (573) 329-3151 to apply or learn more!

*APR = Annual Percentage Rate. Rate will be determined based on individual creditworthiness. Some discounts may apply when appropriate. Rates are subject to change based on market conditions and borrower eligibility. Monthly payment would be $213.28 on $25,000 borrowed for 240 months at 6.49% APR, including all applicable discounts. Base rate with A+ credit is 5.99% APR for a first lien position. Origination fee is $295. Infuze CU membership required. Offer subject to change or may expire without notice. The payment listed is an estimate and includes our best monthly payment with a 240 month term. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term. The minimum repayment term is 120 months, and the maximum repayment term is 240 months. Repayment terms vary by loan amount; please ask for details. The minimum APR is 5.99%, and the maximum APR is 11.99%. Finance Charge Example: If you borrow $10,000.00 for 120 months at an APR of 5.99%, your total payments will equal $14,097.47, resulting in a finance charge of $3,380.07. Some restrictions may apply. See credit union for details. Payment also includes monthly premiums for Life Plus-Single. Your purchase of Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. Infuze CU will pay closing costs associated with a home equity loan which includes: appraisal, credit report, flood certification, settlement/closing, property ownership, encumbrances search, recording, and property search. Property insurance is required and not included in closing costs. Restrictions, other terms and conditions apply; visit, call or visit a branch for details. Maximum loan amount $100,000. No annual fee. The following parameters exclude members from this promotion if they have any of the following: less than a 620 FICO score; previous bankruptcy in last 24 months; delinquent 30+ days on any Infuze loan within last 12 months; no manufactured, mobile, or modular homes; and home value has land of 50+ acres. Member must submit an application for underwriting criteria. Refer to the Member Agreement for a full explanation of terms and conditions. Restrictions apply. Please see credit union for details. Federally Insured by NCUA.

Endless Possibilities

Apply online today and you can have your money today so you can focus on what really matters.

  • Low Rates: Rates starting at 7.99% APR*
  • Flexible: Borrow as little as $200
  • Easy: Sign loan document online
Apply for a Loan
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