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Home Equity Loan

Make your home into your happy place!

Let us do your homework for you by using the equity you have in your home to reshape your future. With an Infuze Credit Union Home Equity Loan, the value of your home is what gives you access to money at a low cost. Nothing within a Home Equity Loan says you have to spend it on a home improvement project.

So go ahead and pay for college, travel the world, kick-start a new business, or knock a few key items off your bucket list. And when the unexpected in life happens, a Home equity loan is a good way to cover unplanned expenses and big medical bills or to consolidate other higher-rate debt.

  • Fixed interest rate for the duration of the loan
  • Rates as low as 6.49% APR*
  • Borrow anywhere from $10,000 to $100,000
  • Fixed repayment plans

Payment Examples Amount Borrowed
Payment $10,000 $25,000 $50,000
6.49% APR 120 months $131.27 $328.16 $656.31
6.74% APR 180 months $108.01 $268.51
7.99% APR 240 months $105.57 $263.92 $527.84
*Payment examples include optional Debt Protection. In the case of unplanned events such as death, disability, or involuntary unemployment, our Debt Protection program may cancel your loan balance or monthly loan payments without penalty or added interest*.

Get Started Today

Visit any branch location, or send us a message if you would like more information. Or, you may call us at (573) 329-3151 to apply or learn more!

*APR = Annual Percentage Rate. Rate will be determined based on individual creditworthiness. Discounts may apply when appropriate. Rates are subject to change based on market conditions and borrower eligibility. The minimum repayment term is 120 months, and the maximum repayment term is 240 months. Maximum loan amount $100,000. Repayment terms vary by loan amount. Home Equity Loan base rate with A+ credit is 6.49% APR with a maximum of 15.74% APR. Origination fee is $295.

Payment Example: Monthly payment would be $263.92 on $25,000 borrowed for 240 months at 7.99% APR, with A+ credit and including applicable discounts such as first lien position. This example is an estimate and includes our best monthly payment with a 240-month term. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term. Payment example also includes monthly premiums for Debt Protection with Single Life Plus, Disability, and Involuntary Unemployment. Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fees paid.

Rates accurate as of 03/01/2024.

Infuze CU membership required. Infuze CU will pay closing costs associated with a Home Equity Loan which includes appraisal, credit report, flood certification, settlement/closing, property ownership, and encumbrances search, recording, and property search. Property insurance is required and not included in closing costs. No annual fee. The following parameters exclude members from this offer if they have any of the following: less than a 620 FICO score; previous bankruptcy in last 24 months; delinquent 30+ days on any Infuze loan within last 12 months; Home Equity Loans funded under the $0 closing cost promotion in the last 12 months; no manufactured, mobile, or modular homes; and home value has land of 50+ acres. Restrictions, other terms, and conditions apply. Please see credit union for details. Member must submit an application for underwriting criteria. Refer to the Member Agreement for a full explanation of terms and conditions. Offer subject to change or may expire without notice. Federally Insured by NCUA.

We're driving down rates.

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