DOWNLOAD THE APP

We are currently experiencing an area network outage. This has caused our systems and phone lines to temporarily go down. We hope to have the issues resolved soon. Thank you for your patience and we sincerely apologize for any inconvenience. 

Frequently Asked Questions

Top Questions

 

What is the routing number for Infuze Credit Union?

The Infuze Credit Unions routing number is 281580679. 
The routing number is also called an ABA number or routing transit number. You can find it in the lower left hand corner of your checks. 
If you need further assistance please feel free to Contact a Member Support Professional.

How do I order a new Infuze Credit Union debit card?

Just come into one of our Locations and receive your instant issued Debit Card.  You may also send a message through Online Banking requesting a new card to be mailed to your home. 
If you have a Infuze Credit Union Checking Account, you'll want to get our dual-purpose debit card. You can use the debit card at a merchant for purchases or at an ATM to withdraw cash. We have a vast ATM network through CO-OP ATM. that will allow you to withdraw funds without being charged a fee all over the country!

Can I select my own PIN at Infuze Credit Union?

Yes. If you have a Debit Card that is not tied to a business account, you can contact our PIN by Phone at (877-746-6746).  You can also visit a branch to select your own Debit Card PIN.
Your PIN acts as a signature when you use your debit card for point of sale transactions and to withdraw cash from an ATM.  For security reasons, you should keep your PIN to yourself, when the number is used we think that you made the transaction.  Visit our Branch Locations  Page to find the one closest to you.

How do I change my personal identification number (PIN) for my Infuze Credit Union debit card?

If you have forgotten your old PIN and need a new one, you must visit a branch location for security reasons (a photo ID will be required). To find the one nearest you please visit our Locations Page.

How do I change my name, address, or any other contact information with Infuze Credit Union?

To change your name you must come into a branch with photo ID, marriage certificate, or divorce decree. 
There are a few ways to change your address on file with Infuze Credit Union. 
- By Mail - Send your new address to Infuze Credit Union PO BOX 80 Ft Leonard Wood, MO 65473. You must include your signature. 
- Stop by any of our Locations - Bring a photo ID such as a Driver's License for identification. 
Your email address for Account Alerts is changed in Online Banking under "My Updates" and "Preferences".

My Debit Card is not working; help!

There are several factors as to why you may experience issues with your Debit Card. It is important for you to keep your Contact information up to date. If there are suspicious transactions and our Card Services cannot Contact you, the card could be restricted. If you have used an incorrect PIN several times, your card could get locked out. Please Contact us to resolve the situation.

How do I send or receive Wire Transfers?

Receiving Wires
We do not require anything to receive a wire.
Sending Wires
To send a wire transfer from Infuze Credit Union, contact the receiving financial institution and request their wire instructions, which  must include the following:

  • The receiving financial institution's name 
  • The receiving financial institution's address, city, state and telephone number 
  • The receiving financial institution's nine-digit routing transit number or ABA number 
  • The name, address and account number of the receiving party 
  • A $20 fee is applied for outgoing domestic wires
  • A $85 fee is applied for outgoing International Wires
  • A Wire Agreement must be completed prior to sending a wire transfer
Full wiring instructions can be found on our Wiring Instructions page. Additionally, you may come into any branch to talk to a PFR and they will assist you in sending a wire. Or you can Contact our Member Support Center to send a Wire over the phone.

What is the maximum amount I can withdraw from an ATM in one day with my Infuze Credit Union ATM/Debit Card?

The maximum amount of cash that you are able to withdraw from an ATM in one day is $700.00.

What holidays will Infuze Credit Union be closed?

The Branches and offices for Infuze Credit Union are closed on all federal holidays. New Year's Day, Martin Luther King Day, President’s Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veteran's Day, Thanksgiving Day, and Christmas Day.

 

Personal Accounts

 

What are the current Share Certificate Rates at Infuze Credit Union?

To see our current Share Certificate Rates go to our Rates page. You will also be able to view all of our other current Rates.

How can I check my Infuze Credit Union account balance?

To view account balances, log into Online Banking .   We also offer the Star System to where you can call to verify your transactions and balances.  The phone number is 800-767-3928. Otherwise stop into a branch location or Contact Us to conduct transactions and view balances.

Is there a minimum balance required for an Infuze Credit Union checking account?

The minimum balance required for a Checking Account will vary depending on the type of account you have or would like to open. Please visit our Accounts page to learn more.

How can I get my Infuze Credit Union account number?

Your account number can be found on your statements, on the bottom number of your check (the second set of numbers), or you can visit a branch location. To view account numbers online you can Sign up for Online Banking.

How do I re-order Infuze Credit Union checks?

We are proud to offer our members the ability to Order Checks online. You are also able to come into any branch to request information about checks. Please have your account number and photo ID ready.

How long does it take Infuze Credit Union to verify a deposit?

Deposits made by check vary on availability. 
Cash deposits will post as soon as you make the deposit. 
Be sure to check your statement to make sure deposits have cleared. The best way to do this is to have Online Banking . If you do not have Online Banking sign up today.

Can I open a savings or checking account online?

Opening an account has never been easier! Apply at any of our branch locations or Contact a Member Support Professional at (800)244-6628.  Once your account is established, you may be eligible to open sub accounts through Online Banking.

How can I sign up for Direct Deposit?

Your employer must start the Direct Deposit process; however you can obtain a Direct Deposit enrollment form online to expedite the process. 
Also, to obtain your account information you can log into Online Banking
You can authorize Direct Deposit of your payroll, Social Security reasons, retirement, Veteran's Administration benefits or almost any reoccurring deposits. 
With Direct Deposit, your check is automatically and safely deposited into your account. You don't have to worry about coming in person to the credit union to make your deposit. On payday, your money is right where you need it. 
The easiest way to sign up for Direct Deposit is to present your payroll department with a completed Direct Deposit form. It will have all the information they'll need to get you started. 
Your account number can be found on the member ID card you received when you opened your account, on your checks or on a statement you receive from us. 
If you have further questions, Contact a Personal Financial Representative at (800)244-6628 or visit a branch location.

What time does my Direct Deposit post on pay day?

Funds from a Direct Deposit will be available by the start of business on the next business day.

Loans

 

How can I qualify for a loan at Infuze Credit Union?

Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply. There is no cost to do so, and our loan staff will work with you to look for ways to get your loan request approved. 
Infuze Credit Union offers convenient options for you to apply. 
1. Online. Using our online Auto Loan Application, you can apply 24/7 from wherever you are. 
2. In Person. You can always stop by one of our Locations and meet with us personally. 
If you would like to discuss options before applying, simply Contact a Personal Financial Representative at (800)244-6628. They are trained to assess your personal situation and decide what loan type fits best.

How long does a loan approval take at Infuze Credit Union?

In most cases, we are able to approve your request within the same business day that you apply. 
Want to apply for a loan? 
There is no cost to do so, and our loan staff will work with you to look for ways to get your loan request approved. 
Infuze Credit Union offers convenient options for you to apply. 
1. Online. Using our online Auto Loan Application, you can apply 24/7 from wherever you are. 
2. In Person. You can always stop by one of our Locations and meet with us personally. 
If you would like to discuss options before applying, simply Contact a Personal Financial Representative at (800)244- 6628. They are trained to assess your personal situation and decide what loan type fits best.

What is my loan payoff amount?

To find information such as loan payoff amount you must visit a branch, Contact a Personal Financial Representative, or log into Online Banking or  Contact a Member Support Professional at (800)244- 6628.

What are the current Auto Loan Rates at Infuze Credit Union?

Current Rates are available 24/7 online.

If I have unfavorable credit, can I qualify for an Auto Loan at Infuze Credit Union?

There are several definitions of "good credit". If you have had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan. 
There is no cost to do so, and our loan staff will work with you to look for ways to get your loan request approved. 
Infuze Credit Union offers convenient options for you to apply. 
1. Online. Using our online Auto Loan Application, you can apply 24/7 from wherever you are. 
2. In Person. You can always stop by one of our Branch Locations and meet with us personally. 
If you would like to discuss options before applying, simply Contact a Personal Financial Representative at (800)244- 6628. They are trained to assess your personal situation and decide what loan type fits best.

How do I check the status of a Loan Application at Infuze Credit Union?

To check the status of a Loan Application you must Contact (800) 244- 6628.

Does Infuze Credit Union offer Debt Consolidation Loans?

Infuze Credit Union offers a Bill Consolidation Loan in the form of Personal Loans, a vehicle loan if you have equity, home equity loans/lines, or even a first Mortgage. 
The easiest way to find out what is best for your situation is to apply. A loan officer will Contact you to discuss your options upon receipt of your application. 
Infuze Credit Union offers two convenient options for you to apply. 
1. Using our online Loan Application, you can apply 24/7 from wherever you are. 
2. You can always stop by any of our branch locations and meet with us personally. 
If you would like to discuss options before applying, simply Contact (800) 244- 6628.

Can I apply for an Auto Loan at Infuze Credit Union if I haven't found the car I want yet?

You can apply for an Auto Loan online. Just select the non-member Loan Application.

Online Banking

 

What if I forgot my Infuze Credit Union Online Banking password?

To change your password for Online Banking you must first log in, go to "Settings", and "Security Preferences to change the password. If you do not know your password, you must contact a Member Support Professional or you can try clicking on the Forgot Password link.  After 3 invalid attempts, you will be locked out of online banking.

What If I have been locked out of my Infuze Credit Union Online Banking?

If you have been locked out of Online Banking, you can wait 1 hour for your online access to unlock or you may Contact Us.  You can click on the Forgot Password link to reset your password prior to your online access getting locked.  For security reasons we will lock out anyone who is unsuccessful in multiple attempts to log into your account. We want to verify that it is you who is trying to access the account and will ask personal information to reset the account login information.

Can I open a savings or checking account on line?

Opening an account has never been easier! Apply in a branch location, or Contact a Member Support Professional at (800)244-6628.  Once your account is established you may be eligible to open sub accounts through Online Banking.

How do I register for Mobile Banking?

Mobile Banking lets you conduct transactions with your mobile device on the go! Check your balance, make transfers, or pay bills with ease anywhere, anytime. 
It's easy to get started! Choose the method that is best for you. 
All you have to do is be set up to use Online Banking
For first-time sign up through Online Banking it's best to start from your PC and not your mobile device 
Don't forget to check out our ATM or Shared Branching Service Center apps to help you find the information you're looking for in a pinch anytime, anywhere.

How do I obtain login credentials for my Infuze Credit Union Mobile Banking app?

When you sign up for Mobile Banking you will have created the credentials. It is your responsibility to remember the username and password. If you have forgotten your password then you need to Contact us to reset your password.

How do I transfer money into a different Infuze Credit Union account?

To transfer money into another account log into Online Banking and select Transactions> Funds Transfer. Online Banking allows you to transfer money between accounts. 

In order to have this capability, you must come into one of our Locations and set up cross account access. 
Sign up for Online Banking today! If you do not have Online Banking you can visit Locations nearest you. 

Online Banking also offers deposit transfers to another account within Infuze Credit Union via the M2M Transfer.  This is a deposit only service.  You can complete a one-time transfer or link the two accounts for deposit.  You will need to recipients account number for this transfer.

Infuze Credit Union also allows external account transfers.  This allows you to transfer funds to another financial institution.  You will need to register for this service under the Transactions Tab.  To set up the external account transfer you will receive 2 small micro deposits into your external account. Once you receive the two small deposits, you will need to verify them for your external account to be available for transfers.   This service takes anywhere from 2-3 business days to complete.

Is my account information available 24-hours a day?

Your account information is available 24/7 through Online Banking, Star Phone, and Mobile Banking. Enjoy convenient access to your accounts from home, office, or on the road via the Credit Union's Online Banking. Our system is easy to use, private, and will save lots of time. You can withdraw money, manage your finances online, transfer funds, Order Checks, pay bills with Member Bill Pay, check your account balances, access your Mortgage information, view your e-statements and cleared checks and more at anytime, anywhere in the world. Don't have Online Banking? Sign up today!

How do I deposit checks online with Infuze Credit Union?

We now offer Remote Deposit Capture to make deposits through your online banking app.  Check out online banking and click on Services > Mobile Deposit Enroll.
Also, did you know that you can use any of our Share Branch Network locations to conduct transactions? That's right, if you are not near an Infuze Branch, then you are still able to make deposits, withdraw money, and make payments at any of our Share Branch Network Locations!

How do I sign up for Infuze Credit Union Online Banking?

To sign in to Online Banking you must:
1. Go to the Online Banking log in screen.
2. Click on the First Time User tab and this will walk you through the steps of setting up your online banking.
3. You will receive a temporary password and you will be prompted to receive a secure access code.
If you need any further assistance, please feel free to Contact Us.

Mortgages

 

What are my closing costs for my Infuze Credit Union Mortgage?

The specific amount of your closing costs will vary; here are the reasons why the fees may change: 
A home loan often involves many fees, such as the appraisal, title charges, closing, and state or local taxes. These fees vary from state to state and also from lender to lender. 
To assist you in evaluating our fees, we've grouped them as follows: third party, taxes and other unavoidable costs, and lender. 
Fees that we consider third party include the appraisal, the credit report, settlement or closing, survey, tax service, title insurance, flood certification, and courier/mailing. 
Third party fees are fees that we'll collect and pass on to the person who actually performed the service. For example, an appraiser is paid the appraisal fee, a credit bureau is paid the credit report fee, and a title company or an attorney is paid the title insurance fees.
Fees that we consider to be taxes and other unavoidable costs include: State/Local taxes and recording. These fees will most likely have to be paid regardless of the lender you choose. If some lenders don't quote you ees that include taxes and other unavoidable, don't assume that you won't have to pay it. It probably means that the lender who doesn't tell you about the fee hasn't done the research necessary to provide accurate closing costs. 
Lender fees such as points, document preparation, and loan processing are retained by the lender and are used to provide you with the lowest Rates possible. 
This is the category of fees that you should compare very closely from lender to lender before making a decision. You can get an accurate estimate of what your closing costs would be with Infuze Credit Union by contacting us.

Why should I consider getting pre-approved before buying a home?

Getting pre-approved gives you the buying power when negotiating with the sellers. Contact a Mortgage Loan Originator to start the pre-approval process.  They will let you know what price range to work with and will also help you to evaluate the monthly costs of a Mortgage. Begin the pre-approval process today; you will be glad you did.

Debit and Credit Cards

 

Can I select my own PIN at Infuze Credit Union?

Absolutely! Call (877) 746-6746 or visit any of our branch locations.  Visit our Branch Locations  Page to find the one closest to you.

What's the difference between a debit card and an ATM card?

An ATM card is used for ATM transactions only and cannot be used for purchases. A debit card can be used for both. Both cards give you the ability to withdraw from checking or savings at an ATM terminal, however all debit card purchases are deducted from your Checking account balance.  

How much does it cost to replace my Infuze Credit Union debit card?

The cost to replace a debit, credit, or ATM card is $5.00. 
We offer Instant Issue Debit Cards at all Branch Locations.  If unable to visit a branch, you can expect your new card in the mail within 7-10 business days.  We do have alternative delivery options at request.

Can I use my Infuze Credit Union debit card while traveling internationally?

Yes!  Currency exchange rates will apply on most purchases.  MasterCard® Debit Cards are accepted internationally anywhere you see the MasterCard® logo. 
If you plan to use your debit card while traveling, please Contact a Member Support Professional prior to traveling to avoid possible complications.

How do I activate my Infuze Credit Union debit card?

Visit the Card Services page for all of the information you will need.

What do I do if I lost my Infuze Credit Union credit/debit card?

Visit the Card Services page for all of the information you will need.

Does Infuze Credit Union offer Credit Cards?

Yes, we offer two unique MasterCard® Credit Cards.  Our MasterCard® Platinum is a low rate card and our World Rewards MasterCard® is a rewards card. You can apply at any branch or online. 

Other

 

Where are your ATMS's located?

To find the Locations of our ATM's please visit Locations page.

How much is the fee to withdraw cash at the Infuze Credit Union ATM?

If you are a member of Infuze Credit Union and use our ATM, there is no fee. 
The only time you will be charged a fee, is when you withdraw cash from an ATM that is not in our network. Take advantage of over 30,000 ATMs through the Co-Op ATM Network. Find a Location near you!

Can I Order Checks from any company or does it have to be through Infuze Credit Union?

If you need checks, you can browse the check catalog and pick from a variety of check designs through our check company, Harland Clarke. You may view an online catalog here or at any of our Locations
We do not require that you use our vendor to order checks.

Are there any service fees for ATM withdrawals?

If you are a member of Infuze Credit Union and use our ATM, there is no fee.The only time you will be charged a fee, is when you withdraw cash from an ATM that is not in our network. The fee is $1.00. Take advantage of over 30,000 ATMs through the Co-Op ATM Network. Find a Location near you!

What is the current interest rate for a Infuze Credit Union savings account?

Please visit our Rates page.

What ATM network does Infuze Credit Union use?

Our ATM network is Passport. The Passport Network offers tens of thousands of surcharge-free ATMs coast to coast located where you live, work and travel. 

What are the hours at Infuze Credit Union?

Hours of Operation may be found on the Locations page or the Contact Us page.

What is the mailing address for Infuze Credit Union?

Mailing addresses can be found on our Locations page. Please send all mail to our PO Box addresses.

Can anyone join Infuze Credit Union?

As long as you meet the requirements to become a member you can join. To learn more and apply for membership visit our Become a Member page.

What else can we help you with?

Please call 573.329.3151 to speak with a Member Support Professional.

 

Additional Services: