Beginning March 23, 2020, we will see members by appointment only. To make an appointment contact our Member Support Center at 573.329.3151 or send an email to Our Rolla Walmart Branch will remain temporarily closed.

Home Equity Line of Credit (HELOC)

Our fixed-rate HELOC, or Home Equity Line of Credit, turns the equity in your home into cash that you can access via online banking or personalized checks.  Plus, for a limited time, pay $0 closing costs when you open a new HELOC!

You can make home improvements, consolidate debt, and more by putting your home to work for you. Don’t just dream about what you could do- write it out and get it done! HELOC Disclosure and Application Packet.

Pay $0 Closing Costs with Flexible Payment Options!

  • Fixed-Rate HELOC with rates starting at 6.99% APR*
  • Convenient borrowing with a minimum line of credit starting at $10,000
  • Enjoy a 3-year draw period that allows you to handle whatever life throws at you

Contact us for more information on how you can turn the equity in your home into a line of credit.

For a list of Mortgage Loan Originators (MLO's), click here.


*APR = Annual Percentage Rate.  Your rate will be determined based on individual creditworthiness.  Some discounts may apply when appropriate. Infuze CU membership required.  Offer subject to change or may expire without notice. Potential line of credit must be a minimum of $10,000; your payment during the repayment period will never be less than the smaller of $50.00 or the full amount that you owe.  The minimum credit advance that you can receive is $100.  Infuze CU will pay closing costs associated with an equity line of credit which includes: appraisal, credit report, flood certification, settlement/closing, property ownership, and encumbrances search, recording, and property search. Property insurance is required and not included in closing costs.  Restrictions, other terms and conditions apply; visit, call or visit a branch for details.  Maximum loan amount $250,000.  No annual fee.  Interest only payments and are based on the amount borrowed. Finance charges begin to accrue on the day an advance is made on the line.

Fixed Rate Loan:  The APR is not based on an index. These rates will be specified at closing and will be based upon the market conditions at that time. Repayment terms of 10-years available for fixed portions. As of 02/01/2019, the fixed rate is as low as 6.99% APR.  Line of credit has a 3-year draw period with a maximum of 10-year repayment period.  If you made only the minimum monthly payment and took no other credit advances, it would take 13 years to pay off a credit advance of $10,000 at an APR of 8.99%. During that period, you would make 36 payments of $68.96 to $76.35, followed by 119 payments of $126.63 and one (1) final payment of $124.93. 






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