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Loans

Infuze Credit Union offers a wide variety of loans designed to meet your financial needs. Our loan products also offer market competitive interest rates.

Auto

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Non-Members Apply Now

Members Apply Now

Members apply for a loan by logging into Online Banking.

Get the keys to that new or used car today and take advantage of our great rates! We offer several easy ways to apply for an auto loan. Apply online now, even if you’re not currently a member, or fill out the loan application and take it to any one of our five locations. You can also get a loan through us at various local dealerships.

Auto loan protection options:

  1. GAP Insurance with Auto Advantage
  2. Credit Life/Credit Disability Insurance
  3. Route 66 Extended Warranty

We are community based, therefore as long as you work or live in any of the following nine counties you are eligible to join: Benton, Camden, Hickory, Laclede, Maries, Miller, Phelps, Pulaski, and Texas.

Refinance

Refinance your auto loan from another financial institution to take advantage of our competitive low rates. When your loan is with Infuze Credit Union, you can easily make your loan payments with automatic transfers or manual transfers with our free Online and Mobile Banking access.

Auto Loan Information

Infuze Credit Union loans are "Simple Interest Loans", meaning you only pay interest on the daily unpaid balance. What's more, you may repay a loan ahead of schedule with no penalty and reduce your interest costs. Plus, with the convenience of payroll deduction and direct deposit, our repayment plans are simple and worry-free.

Loans are approved up to 72 months at market competitive rates. Finance up to 100% of the purchase price on new autos (including sales tax, extended warranties and insurance), or up to 100% of the dealer invoice/NADA retail value on used autos. Receive pre-approval before you go shopping or use a participating dealership in the Fort Leonard Wood, Lebanon or Rolla areas and receive Infuze Credit Union financing.

Credit Cards

Apply Online

Non-Members Apply Now

Members Apply Now

Members apply for a loan by logging into Online Banking.

Infuze Credit Union is proud to offer two great credit card options! If a low rate is most important to you, take a look at our Platinum MasterCard®. If great rewards are what you’re looking for, then take a look at our World Rewards MasterCard®. Not only do our credit cards offer an amazingly low Introductory APR*, they also have….

  • No annual fee
  • No account set up fee
  • No balance transfer fee
  • No over-the-credit limit fee
  • 24/7 cardholder Member Service
  • MasterCard® Chip Technology
  • Worldwide acceptance anywhere you see the MasterCard® logo

Our World Rewards MasterCard® offers unbeatable benefits and rewards. Receive one point for every dollar spent on every purchase. Plus, we’ll give you 1,000 bonus points with your first purchase!

Whether you are looking for a low rate or great rewards….we have a card to fit your needs! See your local Infuze Credit Union to apply!

PLATINUM MASTERCARD®

  • 2.98% Introductory APR* for a period of six billing cycles on purchases.
  • 2.98% Introductory APR* for a period of 12 billing cycles on balance transfers.

AFTER INTRODUCTORY PERIOD ENDS:

  • APR* will be 7.88% to 15.88%, based on your creditworthiness.
  • This APR* will vary with the market based on the Prime Rate.
  • Applies to purchases, balance transfers and cash advances.

WORLD REWARDS MASTERCARD®

  • 2.98% Introductory APR* for a period of six billing cycles on purchases.
  • 2.98% Introductory APR* for a period of 12 billing cycles on balance transfers.

AFTER INTRODUCTORY PERIOD ENDS:

  • APR* will be 9.88% to 17.88%, based on your creditworthiness.
  • This APR* will vary with the market based on the Prime Rate.
  • Applies to purchases, balance transfers and cash advances.

 

*Annual Percentage Rate

**Terms and conditions subject to change at any time, please visit your local branch or call us at (800) 244-6628 for the latest disclosures and information.**

Platinum MasterCard® 24/7 Member Service: (866) 820-6841

World Rewards MasterCard® 24/7 Member Service: (866) 820-6979

CU Rewards (World Rewards MasterCard®): (800) 637-7728

To report your card lost or stolen: (800) 449-7728

To activate your card: (800) 631-3197

To select your pin: (888) 886-0083

Payment Address:
PO Box 660493
Dallas, TX 75266-0493

Real Estate

Whatever your Home lending needs, Infuze Credit Union is here to help. We offer a variety of Real Estate loans including fixed, adjustable, VA and a Home Equity Line of Credit. Start your home shopping with real negotiating power by getting a pre-qualified signed letter from Infuze Credit Union. It's easy and free. The following Real Estate topics are presented for informational purposes only.

Fixed Rate and Adjustable Rate Loans

Fixed rate mortgages offer the security of knowing that your interest rate will not change over the entire life of your loan. Conventional mortgages are usually made for up to 97% of the home's purchase price with terms ranging from 10 to 30 years.

Adjustable rate mortgages are available from 10 to 30 year terms and allow your interest rate to fluctuate with the market. To protect you from rate escalations, caps of 2% per year, not exceeding 6% over the life of your loan, are instituted.

VA Loans

VA Mortgages are insured through the Veterans Administration. VA mortgages can be made for up to 100% of the home's appraised value or sales price, whichever is less with terms ranging from 10 to 30 years.

*For a list of Mortgage Loan Originators (MLO's), click here.

Home Equity

Turn the Equity in your home into money in your pocket with our Home Equity Line of Credit. Use the equity in your home to: remodel, pay for a college education, take a vacation, or buy a car. HELOC Disclosure and Application Packet.

Our Home Equity Line of Credit features:

  • Limited with a $10,000 minimum advance
  • Convenient access via check to your Line of Credit
  • Competitive interest rates and terms

Contact us for more information on how you can turn the equity in your home into a line of credit.

*For a list of Mortgage Loan Originators (MLO's), click here.

Other

Apply Online

Non-Members Apply Now

Members Apply Now

Members apply for a loan by logging into Online Banking.

Personal Loan

Get a non-secured loan for your needs. Consolidate debt, or finish your basement, it's up to you.

Features & Benefits:

  • Terms ranging from 12 months to 60 months
  • Loan values from $200.00-$15,000.00
  • Market competitive rates

Safewriter

Protect yourself in case of emergencies with a Safewriter loan. A Safewriter is a line of credit that provides protection from overdraft fees.

Features & Benefits:

  • Unsecured signature loan
  • No collateral
  • Only costs if you use it
  • Monthly payments as low as $25.00

Motorcycle

Get that new or used motorcycle you’ve had your eye on! We offer financing on both new and used motorcycles.

Features & Benefits

  • Terms ranging from 18 months to 72 months
  • Add GAP Insurance with Auto Advantage and Route 66 Extended Warranty
  • Make payments with Online or Mobile Banking Access

New/Used Recreational Vehicles

Live life! Finance a recreational vehicle and go have some fun!

Features & Benefits:

  • Terms ranging from 36 months to 144 months
  • Make payments with Online or Mobile Banking Access
  • Market competitive rates