DOWNLOAD THE APP

Rates

For more information on fees associated with accounts, please see our Truth in Savings Disclosure.

Loan

Loan Rates

For a personalized rate quote, please contact us - we'd love to hear from you!

All rates listed "As Low As"

Rates effective April 1, 2019

New and Used Autos 2.99% APR*
New and Used Motorcycles, ATVs, Personal Secured 4.14% APR*
New and Used Boats and RVs 5.39% APR*
Personal Loans 7.99% APR*
Do More 8.74% APR*
Heroes Loan 7.99% APR*
Safewriter-LOC 10.64% APR*
Home Equity Line of Credit  5.25% APR*

Example: A new auto for $12,000 at 5.00% APR*; 60 monthly payments estimated at $256.00 each. Monthly payments are quoted with Single Credit Life and Single Disability Insurance.

Note: Best rates quoted above. Your rate may vary based on your credit profile, loan-to-value, and payment election. All loans are subject to credit union loan guidelines.  Your actual APR will be determined at the time of disbursement and will be based on your application, credit information and term of the loan.  Rates for longer terms are higher than rates for shorter terms.  Please call 573.329.3151 or visit any branch location to obtain a detailed interest rate quotation.

*Annual Percentage Rate
All rates subject to change without notice.

Dividends

Deposit Rates (Dividends)

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. One rate will apply to the daily balance.

Rates effective May 10, 2019

Share Certificate Rates

Maturity
$0 - $9,999
Dividend Rate / APY*
$10,000 - $24,999
Dividend Rate / APY*
$25,000 +
Dividend Rate / APY*
6 Month CD .56% / .56% .64% / .64% .68% / .68%
12 Month CD .80% / .80% .94% / .94% 1.01% / 1.01%
18 Month CD n/a n/a n/a
24 Month CD .96% / .96% 1.14% / 1.14% 1.23% / 1.24%
30 Month CD n/a n/a n/a
36 Month CD 1.16% / 1.17% 1.45% / 1.46% 1.60% / 1.61%
48 Month CD 1.32% / 1.33% 1.65% / 1.66% 1.82% / 1.83%
60 Month CD 1.72% / 1.73% 2.15% / 2.17% 2.37% / 2.39%
Sock-it-Away CD .17% / .17% .21% / .21% .23% / .23%

 

IRA Certificate Rates

Maturity
$0 - $9,999
Dividend Rate / APY*
$10,000 - $24,999
Dividend Rate / APY*
$25,000 +
Dividend Rate / APY*
12 Month IRA .80% / .80% .94% / .94% 1.01% / 1.01%
24 Month IRA .96% / .96% 1.14% / 1.14% 1.23% / 1.24%
36 Month IRA 1.16% / 1.17% 1.45% / 1.46% 1.60% / 1.61%
48 Month IRA 1.32% / 1.33% 1.65% / 1.66% 1.82% / 1.83%
60 Month IRA 1.72% / 1.73% 2.15% / 2.17% 2.37% / 2.39%
IRA Passbook .12% / .12% .12% / .12% .12% / .12%
 

 

Share Savings, Business Share Savings, and Trust Accounts
  Dividend Rate APY*
0 - $9,999.99 .05% .05%
$10,000.00 - $24,999.99 .10% .10%
$25,000.00 + .12% .12%
Dividends compounded and paid quarterly.

 

High-Rate Checking**
  Dividend Rate APY*
0 - $25,000.00 1.98% 2.00%
$25,000.01 + .05% .05%
Dividends compounded and paid monthly.

 

Business Checking
  Dividend Rate APY*
0 - $9,999.99 .00% .00%
$10,000.00 - $24,999.99 .12% .12%
$25,000.00 + .15% .15%
Dividends compounded and paid monthly.

 

Innovative Insured Money Market
  Dividend Rate APY*
0 - $9,999.99 .07% .07%
$10,000.00 - $24,999.99 .18% .18%
$25,000.00 + .20% .20%
Dividends compounded and paid monthly.

 

A penalty may be imposed for early withdrawal.
All rates subject to change without notice.

*Annual Percentage Yield.  CD = Certificate of Deposit. Minimum deposit $500. Penalty applies for early withdrawal. Personal accounts only. Rate available and accurate as of April 25, 2018. Membership required.  Ask for details. Federally Insured by NCUA.
**Qualifications, limits, and other requirements apply to the High-Rate Checking account.

**Fees associated with these accounts may reduce your earnings**