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Rates

For more information on fees associated with accounts, please see our Truth in Savings Disclosure.

Loan

Loan Rates

All rates listed "As Low As"

Rates effective July 1, 2017

New and Used Autos 2.99% APR*
Motorcycles, Boats, RVs, ATVs, Jet Ski's, Motorhomes 3.99% APR*
Personal Loans 9.24% APR*
Safewriter 10.99% APR*
Home Equity Line of Credit 4.25% APR*

Example: A new auto for $12,000 at 5.00% APR*; 60 monthly payments estimated at $256.00 each. Monthly payments are quoted with Single Credit Life and Single Disability Insurance.

Note: Best Rates Quoted. Your rate may vary based on your credit profile, loan-to-value and payment election. All loans are subject to Credit Union loan guidelines.

*Annual Percentage Rate
All rates subject to change without notice.

Dividends

Dividend Rates

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. One rate will apply to the daily balance.

Rates effective January 27, 2017

Primary, Trust & Business Accounts
  Dividend Rate APY*
0 - $9,999.99 .05% .05%
$10,000.00 - $24,999.99 .10% .10%
$25,000.00 + .12% .12%
Dividends compounded and paid quarterly.

 

inSpired Checking**
  Dividend Rate APY*
inSpired Checking .05% .05%
Dividends compounded and paid monthly.

 

Business Checking
  Dividend Rate APY*
0 - $9,999.99 .00% .00%
$10,000 - $24,999 .12% .12%
$25,000 + .15% .15%
Dividends compounded and paid monthly.

 

Innovative Insured Money Market
  Dividend Rate APY*
0 - $9,999.99 .07% .07%
$10,000.00 - $24,999 .18% .18%
$25,000 + .20% .20%
Dividends compounded and paid monthly.

 

Share Certificate Rates

Maturity
$0 - $9,999
Dividend Rate / APY*
$10,000 - $24,999
Dividend Rate / APY*
$25,000 +
Dividend Rate / APY*
6 Month CD .24% / .24% .28% / .28% .32% / .32%
9 Month CD^ 1.084% / 1.09% 1.084% / 1.09% 1.084% / 1.09%
12 Month CD .38% / .38% .45% / .45% .52% / .52%
24 Month CD .55% / .55% .65% / .65% .75% / .75%
36 Month CD .69% / .70% .81% / .81% .93% / .93%
48 Month CD 1.11% / 1.12% 1.30% / 1.31% 1.50% / 1.51%
60 Month CD 1.40% / 1.41% 1.65% / 1.66% 1.90% / 1.91%
Sock-it-Away CD .15% / .15% .15% / .15% .15% / .15%

 

IRA Certificate Rates

Maturity
$0 - $9,999
Dividend Rate / APY*
$10,000 - $24,999
Dividend Rate / APY*
$25,000 +
Dividend Rate / APY*
12 Month IRA .38% / .38% .45% / .45% .52% / .52%
24 Month IRA .55% / .55% .65% / .65% .75% / .75%
36 Month IRA .69% / .70% .81% / .81% .93% / .93%
48 Month IRA 1.11% / 1.12% 1.30% / 1.31% 1.50% / 1.51%
60 Month IRA 1.40% / 1.41% 1.65% / 1.66% 1.90% / 1.91%
IRA Passbook .12% / .12% .12% / .12% .12% / .12%

 

A penalty may be imposed for early withdrawal.

*Annual Percentage Yield
All rates subject to change without notice.
**You must maintain a minimum daily balance of $700.00 in your account to obtain the disclosed annual percentage yield on the
inSpired Checking.
^APY = Annual Percentage Yield. CD = Certificate of Deposit. Minimum deposit $500.
Penalty for early withdrawal. Personal accounts only. Rate available and accurate as of September 7, 2017. Membership required. Qualified new funds excludes funds coming from an existing Infuze Credit Union account.  Ask for details. Federally Insured by NCUA. 

 

**Fees associated with these accounts may reduce your earnings**