Second Chance Checking

If you have experienced challenges in life with a previous financial institution's checking account, Infuze Credit Union's Second Chance Checking could be right for you.

Don't pay high monthly fees for a checking account. At Infuze Credit Union, you’ll get more for your money including nationwide access to your accounts.

Ready to get started?  Visit one of our local branch locations, or contact us to open your account today!



Monthly Maintenance fee is assessed regardless of the account balance. However, you must deposit $5 to open this account. For Second Chance Checking accounts, some online, mobile banking or Courtesy Pay features, including Mobile Check Deposit, are not available.  Eligible to covert to a Nationwide or High-Rate Checking account after one year of keeping the Second Chance Checking account in good standing. Second Chance Checking Accounts not eligible for Courtesy Pay.  Regardless of account type when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge will be assessed each time the item is presented whether the item is paid or returned. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item charge if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one insufficient or overdraft item charge may be assessed in a single day.  Infuze CU may not approve everyone for a Second Chance Checking account.  The account may be closed at any time for any reason including delinquency or fraud. For more information, please read our Truth-In-Savings Disclosure.





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